This article, hosted by the American Association of Justice, shows us how some insurance companies unjustly deny claims, discriminate by credit score, delay payments until death, and employ other tactics to make sure they make the most profit as possible, without any regard for the health of their customers.
Make sure you read “Tricks of the Trade: How Insurance Companies Deny, Delay, Confuse and Refuse” before contacting your agent in the case of an accident.